Nova Recovery Center Financial Options

Nova is primarily a private pay facility. When scheduling your admission (or that of a loved one), you’ll discuss financial arrangements with one of our leadership team members. The arrangements you make will have to be confirmed prior to arrival.

Financing Plans

We understand that many clients and families have invested time and finances into the recovery process. We strive to make our drug and alcohol addiction treatment program and services as accessible as possible. For a free consultation call us today.

American Healthcare Lending

  American Healthcare Lending helps more clients afford services with the nation’s leading online financing platform for healthcare. Click below to view options.

FreedomLoans Patient Financing Program

FreedomLoans Patient Financing Program provides clients with financial assistance for treatment services through affordable loan options created in partnership with major national banks and lending institutions.

How Do Addicts Afford Rehab?

Wondering how people pay for rehab? Learn how clients at rehab centers in Austin afford treatment using financing, scholarships, and flexible care options.

Breaking the Myth: You Can Afford Rehab

One of the biggest misconceptions about addiction treatment is that it’s only for people with great insurance or deep pockets. But at rehab centers in Austin, including Nova Recovery Center, we know that many people seeking help are also struggling financially, and we’ve built our programs to meet that reality.

If you’re wondering, “How do addicts afford rehab?”, you’re not alone—and you do have options.

Ways People Afford Rehab Without Insurance

1. Flexible Self-Pay Plans: At Nova, we offer customizable payment plans to reduce the upfront cost and spread payments over time. This helps you focus on recovery instead of worrying about bills.
2. Financing Through Third-Party Lenders: We partner with trusted financing providers that offer low- or no-interest loans to cover treatment. Approval is often quick, and you don’t need perfect credit.
3. Partial Scholarships: For clients who demonstrate financial hardship and a strong commitment to recovery, partial scholarships may be available to offset the total cost.

➡️ Learn more: How to Qualify for Rehab Scholarships

4. Support from Family or Friends

Many clients receive financial help from loved ones who want to see them recover. Our admissions team can help coordinate the process.

Care That Matches Your Budget

You don’t have to go straight into long-term inpatient care. We offer multiple levels of treatment based on your clinical needs and financial ability:

• For clients needing full-time support: Explore our Wimberley Inpatient Rehab Center

• For those looking for flexibility or transitioning out of inpatient: Explore our Austin Intensive Outpatient Program (IOP)

Addiction shouldn’t go untreated just because money is tight. At rehab centers in Austin like Nova Recovery Center, we believe that where there’s a willingness, there’s a way—and we’re here to help you find it.

Whether through payment plans, financing, or adjusting the level of care, we’ll help you build a recovery plan that works both clinically and financially.

Additional Payment Options

If you are unable to secure a private loan, there are alternative ways to pay for drug rehab. A health savings account (HSA) can be an excellent way to pay for addiction treatment. Many people also tap into employer-sponsored resources such as Employee Assistance Programs (EAP) to access more affordable treatment options. If you’d like to explore these alternative payment options, please call Nova Recovery Center today to speak with an admissions representative. We are here to help you sort out the details.

Flexible Financing Options for Addiction Treatment

At Nova Recovery Center, we believe that financial concerns should never be a barrier to receiving quality addiction treatment. That’s why we provide a variety of financing options to make rehab more accessible for individuals and families in need. Whether you’re seeking inpatient rehab, outpatient care, or extended aftercare, we work with you to create a payment solution that fits your budget and treatment plan.

Our financing options include payment plans, third-party lenders, and assistance with insurance verification. We also offer support navigating high-deductible plans, out-of-network benefits, and self-pay arrangements. Our goal is to reduce the stress of financial planning so you can focus on recovery.

If you’re unsure where to start, our admissions team is here to help. We’ll walk you through available financing options, explain what your insurance may cover, and outline any out-of-pocket costs—clearly and compassionately.